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Have you ever Blown Your Top over Customer Service?

I used to have a horrible, knee-jerk reaction to rude people, or poor customer service.  I would make the person take all of the items back, while being rude to them.  I now have to generally walk...

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My Bank is Driving me Nuts

Normally I would never complain about a business on my blog, but my online bank is driving me nuts. I won’t name names, but I will just say my bank is driving me nuts.  I actually have two, because...

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I no Longer Spend Money I Do Not Have

I never thought I would say this, but I no longer spend money I do not have.  I do not use credit, I do not want loans, I will not even borrow money if I forget my wallet.  Maybe I … Continue reading...

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Net Worth Update May 2013 Late Edition

Net Worth Decrease since last month. Since I ended up moving on the fly last month, I have had a whole new life to deal with.  Everything from school, work and just finding my tooth paste in the...

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Looking for Love in all the Wrong Places aka Sweetheart Scams

With Valentine’s Day around the corner there has been a popular subject on sweetheart scams.  We all know of the recent Target and Neiman Marcus data breaches, in which Target disclosed “that credit-...

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Have you Downsized since the Recession?

I was watching a rerun of the show called “Downsized” on the Bio channel (Originally aired from 2010 to 2011 on WE tv). I’m not one of those people that like television a whole lot let alone a reality...

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No Spend Month

In the past I have put the no spend challenge into place in order to pay off debt.  This time I had no money in my savings and a little debt in place.  First, I should explain the little bit … Continue...

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Credit Card Debt is what I have, Not who I am

I have had a hard time writing a post to publish.  I skipped my last deadline and still had trouble coming up with anything.  It wasn’t for lack of writing as I have 115 drafts hiding in the wings of …...

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$3400 mistake in credit card Debt

The last panic I experienced was after I saw a payment of $3,400 go out to my credit card. Yeah, my last post was about not letting my credit card debt own me.  That was before I saw more money …...

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Back to reality and my Budget

Down the rabbit hole, only to return stronger. It’s been a few weeks since I got back on my budget.  I’ve even started using my debit card exclusively and no longer charging anything.  I need to pay it...

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